About TapReady
TapReady develops and licenses in-person payment software for banks, fintechs, device makers, and developers serving emerging markets. Its modular SDK turns NFC phones and other devices into contactless wallets or point-of-sale terminals. Duplex lets an NFC device make and receive tap payments. The software accepts EMV cards and local payment methods across card-to-phone, card-to-terminal, phone-to-phone, and phone-to-terminal flows. Developers can use any programming language and deploy payment products without legacy hardware.
Integrators can control transaction processing or use the full flow from card reading through authorization. The software supports offline payments and combines domestic and international card schemes. TapReady has deployments across Africa and the Caribbean, including partnerships with banks and governments. Payment flows can use bank accounts, mobile money, or digital assets. Deployments serve local users and international travelers. Praxis lists TapReady in its Africa 2026 program and places its headquarters in Dover, United States. TapReady is an EMVCo registered software provider. Gideon Mojolaoluwa is chief executive officer.
Funding Rounds (SEC Form D)
| First sale | Filed with SEC | Amount sold | Investors | Avg. check | Terms | Filing |
|---|---|---|---|---|---|---|
| Sep 22, 2026 | Nov 6, 2026 | $200,000fully sold | 1 | $200K | EquityRule 506(b) | Form D ↗ |
| Jun 6, 2025 | Jul 18, 2025 | $400,000fully sold | 2 | $200K | Options, Securities on exerciseRule 506(b) | Form D ↗ |
| Dec 12, 2024 | Jan 8, 2025amended Jul 18, 2025 | $390,000fully sold | 3 | $130K | EquityRule 506(b) | Form D/A ↗2 earlier filings |
| Total, three offerings | $990,000 | |||||
First sale is the date the first investor in the offering committed to invest. Companies must file Form D within 15 days of that date, so filing dates run later.
Rounds announced by TapReady
What the company said publicly about its funding. Announced amounts can differ from Form D figures: an announcement can combine several closings, and some money is raised without a Form D.
| Announced | Round | Amount | Investors | Source |
|---|
Why Investors Backed TapReady
TapReady sells software that brings contactless payments to ordinary phones. Banks and financial technology companies can add it to their own payment services. Its software-based approach reduces the need for dedicated payment terminals.
The problem it targets
TapReady targets closed payment systems and reliance on older checkout hardware. It aims to connect these systems with wider networks for local users and international travelers. This approach could make in-person payments easier to accept in emerging markets.
What the product does
TapReady provides modular software development kits, which are code packages clients add to their products. Banks, financial technology companies and device makers can use them to launch contactless payment tools. The platform works with bank accounts, mobile money and digital assets.
Progress so far
TapReady has deployments across Africa and the Caribbean. Its work includes partnerships with banks and governments. These deployments serve local users and international travelers.
Who backs it
Praxis includes TapReady in its venture portfolio and Africa 2026 program. Praxis supports founders and funders motivated by faith to address major social issues.
We wrote this summary from public statements by TapReady and its investors. It is not investment advice.
TapReady in the News
Leadership Team
Executive officers and directors listed on TapReady's Form D filed Nov 6, 2026.
