About David Thoms
David Thoms is an executive officer and director at KredosAI.
David Thoms first appears on SEC filings in 2021.
Experience
This experience comes from David Thoms's profile and from SEC filings. For roles taken from filings, the years are when the filings name David Thoms in the role, so the role may have started earlier or lasted longer.
KredosAI, Inc. Current
Co-Founder (2020 – Present)
Director
2020 – Present · Issaquah, WA
AI-powered payment recovery software for businesses with overdue customer accounts.
TP
The Devenir Project
Founder
2018 – 2020
TM
T-Mobile
Director Credit Risk Management
2008 – 2018
IL
Ivoyant, LLC
Managing Director and Founder
2007 – 2008
WM
Washington Mutual
FVP, Sr. Manager, Deposit Risk Analytics
2003 – 2007
DC
drugstore.com
Sr. Director, Marketing Analytics
2002 – 2003
NE
NextCard
VP, Strategic Information Management
2000 – 2002
IL
Intelligent Analytics, LLC
President and Founder
1996 – 2000
FB
First Union National Bank
Assistant Vice President, Credit Policy, Card Products Division
1995 – 1996
TC
Tandy Corporation
Risk Management Statistician, Tandy Credit Division
1994 – 1995
BR
BNSF Railway
Senior Economic Analyst, Marketing Analysis Group
1992 – 1994
Key Colleagues at Startups
The people David Thoms works with at each company, as listed on that company's latest Form D.
KredosAI, Inc. · Form D, Jun 4, 2026
