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Howard Culang

Howard Culang

Non-Executive Chairman of the Board, Radian Group, Inc.

DirectorPublic company
Updated Nov 9, 2026·Latest SEC filing Nov 3, 2026·Suggest an edit

About Howard Culang

Howard Culang is non-executive chairman of the board of Radian Group, Inc. He has been a Radian director since June 1999 and chaired the board's risk committee for 17 years before becoming chairman in December 2021. He also serves as a director of Phase Change Software, LLC, a privately-owned artificial intelligence software company.

Culang worked at Prudential Home Mortgage Company, a mortgage lender, from 1985 to 2005. He was a managing director and executive committee member there. He also led Residential Services Corporation of America, the Prudential unit that oversaw its mortgage lending, servicing and real estate services. Before Prudential, he held senior management roles at Citibank, N.A., including senior credit officer. He was president of Laurel Corporation, a financial services firm, from 1996 to 2011. He was managing member of JH Capital Management LLC, a private equity fund manager, from 1998 to 2010. He was also managing member of Cognitive Capital Management LLC, a fund-of-hedge-funds manager, from 2001 to 2005.

Experience

This experience comes from official bios and from SEC filings. For roles taken from filings, the years are when the filings name Howard Culang in the role, so the role may have started earlier or lasted longer.

Phase Change Software LLC Current
Director
2009 – Present · Lakewood, CO
Phase Change Software builds COBOL Colleague, a symbolic AI platform that maps legacy COBOL code into verified business knowledge for enterprises.
Radian Group Inc. Current
Non-Executive Chairman of the Board
1999 – Present · Public company (RDN)
Laurel Corporation
President
1996 – 2011
JH Capital Management LLC
Managing Member
1998 – 2010
Cognitive Capital Management LLC
Managing Member
2001 – 2005
Prudential Home Mortgage Company
Managing Director and member of the Executive Committee
1985 – 2005
Residential Services Corporation of America
Vice Chairman
1985 – 2005
Citibank, N.A.
Senior Credit Officer

Key Colleagues at Startups

The people Howard Culang works with at each company, as listed on that company's latest Form D.

Phase Change Software LLC · Form D/A, Nov 3, 2026
JD
DP
MB
Mark Bieler
Director
GB
Gary Brach
CEO and director
ER
Elizabeth Richards
Executive officer
BC
Bradford Cleavenger
Executive officer
AK
Alan Kucheck
Executive officer

Sources

  1. SECPhase Change Software LLC Form D/A, filed Nov 3, 2026
  2. SECForms 3, 4 and 5 filed by Howard Culang (SEC filer 1188557)